No. We provide 100% of the transactional funding needed to purchase the property from your seller (the A-to-B transaction). You do not need to use your own cash or hard money lenders. Your profit comes from the spread between your purchase price and your end buyer’s purchase price.

No, if structured correctly. We ensure the transactions are separated so the end buyer’s lender does not see the A-to-B transaction, which prevents seasoning issues and loan denials.

Our fee is typically 1% to 2% of the A-to-B purchase price (with a $750 minimum). This fee is deducted directly from the closing proceeds, so you pay nothing upfront out of your own pocket.

No. We do not check your personal credit. We evaluate the deal based on the strength of your end buyer and the profit margin of the transaction.